Aditya Birla Health Insurance’s Activ Assure Diamond Plan is a standout option that provides robust features designed to meet a variety of healthcare needs while encouraging wellness. Here’s a closer look at why this plan could be the ideal choice for you and your family.
Key Benefits of Aditya Birla Health Insurance’s Activ Assure Diamond Plan
Hospitalization Benefits
- Modern Treatment Coverage: Includes advanced treatments such as robotic surgeries, oral chemotherapy, and more.
- 150% Reload of Sum Insured: If your base sum insured is exhausted, the plan reloads an additional 150%.
- Mental Illness Coverage: Extends support for mental health hospitalization.
- No Room Rent Capping: Enjoy freedom with no room rent limits for sums insured of ₹7 lakhs or more.
- Daycare Procedures: Covers up to 586 procedures requiring less than 24-hour hospitalization.
- Comprehensive Illness Coverage: Includes medically essential procedures like COVID-19 and bariatric surgery.
Wellness Benefits
- Health Returns: Earn back up to 30% of your premium by staying active and completing set wellness activities.
- Health Coach: Access professional guidance for nutrition and wellness.
- Annual Health Check-ups: Avail health check-up benefits starting from day one.
Comprehensive Coverage
- Super No Claim Bonus: Double your sum insured within two years if no claims are made.
- Accidental and Cancer Hospitalization Boosters: Enhance your sum insured by an additional 100% in case of accidental or cancer-related hospitalization.
Aditya Birla Health Insurance’s Activ Assure Diamond Plan Product Features at a Glance
Basic Covers
- Sum Insured Options: Flexible coverage ranging from ₹2 lakhs to ₹200 lakhs.
- In-Patient Hospitalization: Covers room rent, ICU charges, and medical expenses (pre- and post-hospitalization for up to 30 and 60 days, respectively).
- Road Ambulance Cover: Up to ₹5,000 depending on the sum insured.
- Domiciliary (Home Care) Hospitalization: Covers up to 10% of the sum insured.
- Ayush Treatment: Includes in-patient Ayurveda, Yoga, Unani, Siddha, and Homeopathy.
Additional Benefits
- Daily Allowance: Receive a daily allowance(For SI 2,3 & 4 Lakh only) of ₹500 for up to 5 days during hospitalization.
- Vaccination Cover: Covers vaccinations up to ₹10,000 (for sums insured of ₹1 crore and above).
- Second Opinion on Critical Illness: Access expert opinions for listed critical illnesses.
Optional Covers
- Reduction in pre-existing disease waiting periods.
- Unlimited reload of the sum insured.
- Room upgrades and preferred provider network discounts.
How to Earn Health Returns In Aditya Birla Health Insurance’s Activ Assure Diamond Plan?
The plan rewards a healthy lifestyle by offering Health Returns, a unique feature where you earn a percentage of your premium by staying active:
- 1. Know Your Health: Get your Healthy Heart Score through a health assessment.
- 2. Get Active: Complete 10,000 steps, burn 300 calories, or attend a 30-minute gym session regularly.
- 3. Get Rewarded: Earn up to 30% of your premium monthly.
Health Returns can be used for Premium payments, Buying medicines, Diagnostic tests or building a contingency health fund.
Eligibility and Discounts
- Entry age: 91 days to no maximum age for adults.
- Children up to 25 years can be included as dependents.
- Discounts: 7.5% for 2-year policies and 10% for 3-year policies.
- Family discounts of up to 10% for multi-individual policies.
Waiting Periods
- Initial waiting period: 15 days.
- Pre-existing diseases: 48 months.
- Listed illnesses: 24 months.
Why Choose Aditya Birla Health Insurance’s Activ Assure Diamond Plan?
With its comprehensive coverage, wellness benefits, and rewards for healthy living, the Activ Assure Diamond Plan stands out as a policy that not only safeguards your health but also motivates you to lead a healthier lifestyle. Whether it’s advanced treatment coverage, financial rewards for fitness, or substantial optional boosters, this plan ensures you’re always protected.
Click Here To Download Aditya Birla Health Insurance Activ Assure Diamond Plan Brochure
Click Here To Get Aditya Birla Health Insurance Activ Assure Diamond Plan Quotation
Feel free to ask any query related to the product in the comment box/contact us page.
